These guys want instant feedback rather than checking a ledger later that day or night. This seems like paranoia to me after using *Pay for several years now. Ask for your receipt if you're nervous about it.
This just seems really paranoid to me? They can't see what you're entering and sure they can scan the receipt for what you put in after if they want but I've almost never seen them do more than shove the receipt in their pocket and quickly move on. If it's not busy half the time they just leave the machine and come back to get it after taking someone else's order or something.
Hoping one is talking to that terminal and it's not manipulated to show wrong information. (The later is quite unlikely at a larger store as it would lead to too many complaints, but still nothing I can ; even the first one could be noticed by them not receiving money, thus other payment could be noticed and reverted - eventually)
It may be trusted by the store or the payment provider but I most certainly don't trust the terminal in a random store. It could be fake or modified and I would have no way to know. I can't trust it to show me the correct amount.
> How do you validate I've paid and let me through with a static QR code for something like the metro, or a ticketed event, or even a coffee? How do you know they paid the right amount? I turn and show you my receipt, and you hope it's not faked?
By and large when I've used these systems, the vendor just checks they received the correct amount of payment in their app. It's largely immediate
Ever since I creepily got an unsolicited email receipt after swiping a brand new credit card (new account), I started paying cash whenever I see a Square console.
I always wonder, are the people who work on these features totally oblivious to the creepiness? Do they think every human with a credit card (or a phone, or a face) should be tracked at all times, in all situations?
From the way you are describing this, you seem distrustful of someone who walks up to you with a device, scans a barcode, shows you the price of said item which matches the tag in your hand, prints a receipt, accepts a tap as payment, let's you walk away with said item.
This flow summarizes almost every transaction I have had at Banana Republic, Gap, and the Apple Store, to name a few retailers. I have not had reason to distrust the clerk, disheveled or otherwise. Once I receive a notification from my credit card that an entity with the same name as the store has posted a transaction to my card, I walk out the door with my purchase. I have not once thought (or cared) about the store receiving the money once I am out the door.
Though that's assuming the people making online orders even bother looking at the amount paid. I don't necessarily see why they would (or why they wouldn't assume you had merely cashed in some sort of promo or balance).
I have to imagine that all of those will be rare enough situations that you don't really need to worry about it.
Many of them happen when you're checking out in person too.
You can simply go to the receipt kiosk every time if you're worried about being charged incorrectly.
I think people are aware of this but many (e.g. my mom) like to watch all transactions and are wary of swiping anything before they're sure the amount is correct. They assume that swiping is a commitment to pay.
Sorry you're not happy with the experience, my team worked on this and I'll make sure your feedback makes it to our product team.
Also, it might not be as creepy as you think, the only way a transaction can end up on your account is if you scan the QR code on a paper receipt or if you pay using the Walmart app in store (with WalmartPay or Scan and Go).
I imagine they'll void or otherwise adjust the transaction. I've never had an issue. Frankly I'm more likely to notice something while I'm leaving the store if something didn't seem quite right and I start looking over the receipt.
Back when Costco offered cash-over with Discover, there were two different cases where they caught that I hadn't been paid by seeing it on the receipt and asking about it.
>where they want you to produce one receipt for the customer and a different one for the restaurant or salon or shady car mechanic that then pockets the unreported tax aka a 'zapper'.
Isn't this super easy to discover if you use any sort of electronic payment? Salons and restaurants might be cash based, but who pays their mechanic in cash?
I highly encourage anyone who feels comfortable enough to not participate in this ruse. When I get asked to please see my receipt, I say "no thank you" and keep walking. I understand it comes from a place of privilege to feel safe in doing that, and I would never want someone who doesn't feel safe to do it, but we've got to put a stop to this idea that a business has any right to "inspect" your goods after a legitimate transaction is completed.
I have long stopped telling people whether their charge worked if an order looks suspicious, to prevent them from getting this information. So that wouldn't work now.
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