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I tend to agree, but then I'm a well-paid IT guy.

90% of the population probably doesn't have $10k of assets. So while $10k isn't alot of money, it is out of the ordinary, especially if you are able to store it out of the country.



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I agree that this doesn't require being part of the ultra-wealthy, but $5-10k is still a lot of money to a lot of people.

10 million dollars is not that much money.

It's just me, or $10k is far from being generous?

But not a lot of money in comparison to the VCs who could have done it in 1998. Not either a lot of connections in comparison to the VCs.

Ten million dollars is a lot of money, but not especially rare among financial types and tech titans.

But the people who actually make something like this are much rarer.


For the highly aspirational type, $10M is really not a lot of money in SV these days (it is however still a great deal of money for a reasonable sort of person).

I thought this as well, but you may be comparing against a Forbes richest people list. The majority of the people I talk to (even devs) think $100,000 is a very large sum of money. Also, just by having a decent salary in the US/Canada, income-wise you're easily the top 1% of the world: http://www.globalrichlist.com/

My thoughts are that some people have a lot of money - so much that a sum of $660k is not as significant to them as it would be to the majority of people. Stuff is worth what people are willing to pay for it. But the other part of that is the value subjective value of the payment does not equal the objective numbers ($100 is a lot to me, but there are others who would waste that much without second thought).

That and there is only one balance over 100k USD. But there are a lot of people that would consider 100k an almost meaninglessly small amount of money.

Outside the tech bubbles, that is an obscene amount of money.

The fact that that amount of money is regarded basically as chump change is something that is very strange to certainly myself and I'd guess most people outside those regions.


That seems like a misunderstanding waiting to happen. $10M is 10,000,000 to me but only 10,000 if you work in finance??

10 billions is a bit much, but yes

A reasonable number of upper-middle-class American professionals have that kind of money. Maybe not always in cash, but it's far from an implausible amount.

I would go so far as to guess that a sizable number of users on this very website could manage that amount.


$10m is a lot of money, a life changing amount. Take the money every time.

On the other hand I've been offered $250k for one of my side projects. I turned that down as $250k isn't life changing and I still have a lot I want to do there, things that mean more than that dollar amount mean.

If the $10m figure were reduced to $0.5m or $1m, then I think a lot more dilemma would be introduced.


$10b is probably too low

Depends on how much money you need / how much sensible things you have to spend it on.

If you think you can do something tangible with the 10 million right now sure, if it results in a lot of PR people, over-expensive office space and a bloated workforce then the money can be a resource curse. Doesn't exactly seem to be a popular attitude these days but I've always been a fan of seeing how far you can go with as little as possible. Keeps the bs out.


It's only reasonable if that $10M actually buys you something more valuable than what you get for $2M, even by 1% as you state. I think many of us are questioning whether that could possibly be the case.

I'm genuinely interested in hearing some ideas of what $8M of extra investment could buy in this case?


1/2 million is only 50k for 10 years. So, no it's not a lot of money.

Good talk, thanks for sharing.

"... difference between having minus $10k vs $1M in your bank account is much larger than having a million vs a billion..." :D


Is $10 million, before taxes and expenses, really fuck-you money these days? Having maybe $ $6 or $7 million in the bank certainly wouldn't inspire me to turn down $3 billion for a flash-in-the-pan type of business.
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