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If that’s true, then “crypto” is just traditional finance with extra steps (and near-zero regulatory oversight).


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Crypto finance is no different than regular finance. Same products, same mechanisms within those products, etc just without any regulation. And now people are starting to understand why regulations exist.

A cryptocurrency "backed" by anything other than cryptography is just a currency.

That seems to be the whole point of “crypto” (I.e. selling facsimile securities to avoid regulation)

crypto is a branch of fintech though

The difference is that traditional finance is usually riddled with regulations and legal potholes to find yourself in if you don't follow rules, whereas in crypto the rules consist of whatever validation SBF's excel sheet had.

crypto *is* traditional finance. whenever humans transact with each other, we reify the behavioral mechanisms which define us as a species. we cannot help but create economies, to trade and transact. all finance is "traditional" finance until our biology changes and new emergent dynamics and equilibriums establish themselves. however thermodynamics, statistics and other math might also have a lot to say on the matter.

there is no such thing as traditional finance, just finance.


Yes, hence the entire crypto fad is a mass delusion built on lies. It’s regulated like a security, hence you’re not going to be able to use it like currency. Ever.

Yes. Crypto isn't a new technology it's unregulated finance.

Right but in “regular finance” you generally have a regulator who will slap you around if you advertise a product which promises 10% per year guaranteed. There are unregulated (or less regulated) things like hedge funds, but at that point you’re clearly in a fairly niche market that most people cannot participate in.

Traditional finance can be weird, but it is nothing like the Wild West that is crypto.


Which basically means the same thing, as the main use of crypto right now is to avoid financial regulation.

The same thing applies to crypto.

Crypto is the same as introducing your own currency and printing your own notes. "But it's on the computer" doesn't change the nature of it.

Yes, crypto is basically FOREX or precious metals to most people who buy and sell crypto -- a chance to make some money, nothing more.

It isn't a cryptocurrency. It's just a digital currency.

It's a currency, but I don't see how it is crypto. No mining, centralized control by a few validators. Old wine in new bottles.

crypto is not cryptocurrency

Crypto is an emergent currency voluntarily used by a global group of people. It is nothing like government-backed fiat currency.

That's just regular Crypto stuff not Cryptocurrency

This is about cryptocurrency, rather than crypto in general.
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