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Or you could take personal responsibility for having ignored everybody who said for years that it's all BS. This was not a secret, unforeseen, some higher natural power. It was delusion, and if you choose not to listen then it's up to you. Don't blame it on regulators.


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The market response to this misconduct has been enormous. The legal response hasn't even been decided or implimented.

They're already a failed company because the insurers won't touch them.

You don't have to feel guilty that you once believed in something.


If anything you should thank them for forcing on you the very measures that might have saved your business.

But of course, conspiracy theories and big companies being unfair against the nineteny-nine-percent, are all much more newsworthy than reality.

Hence goes my last post on HN. I'll come back when - if - reason someday prevails over sensationalism.


The only mistake was telling people they were doing it and being flippant about it.

Most people can't handle the truth as we see here where as you point out it is a net positive but some people are up in arms.

Most big companies are as bad or much worse but are not foolish enough to show behind the curtain for the lower masses to see.


this was always obvious to me from day one. i didn't need a leak to notice this. it was flagrant and blatant at the time.

everyone was so busy being a fanboy it drove me a bit mad... especially operating without licenses and looking as if nobody had done the basic due diligence on what was needed to operate at all.

honestly the entire "genius" of the idea itself is "ignore the law and do whatever"


In this case, it wasn't ok, insomuch as they experienced consequences that they wouldn't have if they had known or had been more skeptical.

We should hold the companies accountable. But maybe we shouldn't be so quick to reassure people that they couldn't have prevented things like this, so that when the next predatory company puts out a predatory product, there will be a sort of collective knowledge that relying on a corporation's good will is probably not a great idea.

Then we might actually have people reject products that do user hostile nonsense, and the market will have to respond.

In other words, this kind of thing is the teachable moment that can make it so everyone can be aware of the things that we are.


It's pretty obvious the role they played. They're expected to be the arbiters of what the risk is. They were setting the risk value for things they had no clue about. It was simply incompetent negligence and no one should be trusting them anymore.

The thing is, anybody that actually followed that industry in any serious way and had any technical understanding knew that that company was full of shit.

A number of stories were already floating around from former employees.

The company was the most obvious scam I have seen in my life. With minimal intelligence and just 10 min of listening to the CEO made clear that it was a scam company.

Sure they went threw the effort and and gathered that stuff up and did some research, but it was hardly some master-journalism that was required.


Oh no, the press can't get away that easily with putting all the blame on the industry as if they never jumped on this wagon never caring about doing their due diligence.

Neither can the government.


The whole industry built this bed of lies by their own hands, I don’t see how it’s government’s fault.

If you think that's what happened then you know nothing about how big companies operate.

Yeah, they really warned the pants off those folks. Y'know, if they hadn't pulled a Shkreli and flown too close to the sun, this would have never come out.

What has to happen before regulation is more consistently applied here in the US?


All I can say about this whole fiasco is:

I'm glad I spent time (several weeks ago) doing my own research on the issue, and consulting experts directly.

And took appropriate action to protect friends and family.


I hear you but I also feel like this is already happening. Not only did everyone in this chain, for 2 years, say "its not my problem, I'll push it forward", when it had to be reviewed they did it secretly without recompense for the harm caused.

They received the pass and then pretended it never happened


This is basically whataboutism. If you agree with the principle you should be calling for the people in CA to be personally culpable (and their investors and customers, who knew full well what they were doing). If you disagree, make an argument as to why the principle is wrong.

If it really is because of public scrutiny, IMHO we shouldn't actually treat it as if it happened at all - a corporation that only responds to public pressure like this should be shamed and avoided.

(slightly expanded version at https://news.ycombinator.com/item?id=20829422)


Just wrote this article to spread advice on this whole debacle, and my personal opinion. Hope it helps!

The person involved in starting both of these companies that were transparently doing these bad things didn't know or plan it?

Stop bending over backwards to excuse bad behavior from bad people.


Ok even if you accept that it fell on one person that caused the error why did disclosure take two Months ? Why were incentives or policies not in place to correct the mistake ?

Contagions gonn contage.

If it was in a vacuum maybe they could have kept a lid on it. But I disagree that they should have stayed calm about it with what happened prior with TerraUSD, Luna, Celsius, and FTX. The length of the list shows that it would have been infeasible to collude to stay quiet.

This hall of shame feels like an ego trip.

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