That was what I was wondering as well, since savings accounts are such poor vehicles for saving these days in terms of a return I'm sure a lot of people just leave the money in their checking account.
That said, its really really important that if you can't save some money every month, and don't accumulate savings year over year (those are importantly different things!) That is a signal that you are living beyond your means, budget down and find ways to reduce your burn rate.
In fact they are probably better off in checking because a lot of banks offer ridiculous benefits like high interest on checking in exchange for swiping your debit card 5-12 times a month.
That said, its really really important that if you can't save some money every month, and don't accumulate savings year over year (those are importantly different things!) That is a signal that you are living beyond your means, budget down and find ways to reduce your burn rate.
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