Do you expect accident rates among manually-driven cars to substantially increase? If not, why do you expect insurance premiums to substantially increase?
I expect accident rates to fall due to safety features but ultimately expect almost everyone to stop driving their car and pay relative to now much less for insurance. As the safety of the majority rests largely on getting the remaining idiots off the road i expect them to pay punitive insurance rates not dissimilar to sin taxes discouraging behaviors that are disadvantageous to society.
Im short a small group of people requires a greater cost to profitably insure plus sin taxes for insisting on endangering your fellow citizens vs falling rates for everyone else.
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