> if you are a millionaire and have a $200k house, then you don't really need to buy insurance for the house since you have ample funds to purchase or build a new one if the need arises.
Unless that fire spreads to someone else's property or kills/seriously injures someone, in which case you'll wish you had insurance.
Unless that fire spreads to someone else's property or kills/seriously injures someone, in which case you'll wish you had insurance.
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