Hacker Read top | best | new | newcomments | leaders | about | bookmarklet login
Wealthfront Introduces 2.24% APY Cash Account (blog.wealthfront.com) similar stories update story
32.0 points by jkw | karma 1041 | avg karma 7.89 2019-02-14 21:47:02+00:00 | hide | past | favorite | 5 comments



view as:

> The cash balance in the Cash Account is swept to one or more banks (the “program banks”) where it earns a variable rate of interest and is eligible for FDIC insurance. FDIC insurance is not provided until the funds arrive at the program banks. FDIC insurance coverage is limited to $250,000 per qualified customer account per banking institution.

This is the first time I have seen this sort of product. It seems to be a well understood one though. https://www.fdic.gov/regulations/resources/largebankdim/swee...


They aren't too uncommon, Fidelity has had one for a while: https://www.fidelity.com/cash-management/fidelity-cash-manag...

How is this not just a straight up advertisement?

Seriously, I have a 2.20% rate in my savings account.

Legal | privacy