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Where the missing middle of housing isn't missing (www.strongtowns.org) similar stories update story
60 points by jseliger | karma 85544 | avg karma 6.77 2020-08-12 13:27:41 | hide | past | favorite | 144 comments



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>> Often, you can find this in college towns. A monoculture of single-family homes is so obviously ill-suited for a population dominated by students

Not sure if that's a great example.

My aunt owned a home in Ann Arbor that she paid $45,000 for. Over the next 20 years, almost every other home around her turned into a rental units for students. Landlords made tons of money, who could blame them.

She was older and didn't like living in between parties and chaos, and let's not even get into Saturdays during football season.

She did sell the house for almost nine times what she paid for it, though. There's no more empty land there, and hasn't been in forever, so what do you do.

The neighborhoods makeup and appearance is very close to UW, you could swap the buildings in the article and never know the difference.


> A monoculture of single-family homes is so obviously ill-suited for a population dominated by students

Don't the students get together in little groups of four to six and rent a family home? That's what they do in the UK.


Yeah. That's how it was where I went to college. Even the dorms were 4 to an apartment.

Yeah, but lot's of cities (I'm also in the UK) now have the problem that there are so many students that there aren't enough houses for families (because landlords can charge more to six students sharing a house than one family). We need to build more houses.

> We need to build more houses.

The problem is when we do:

- the quality is absolutely atrocious

- they're so extremely small that they hardly seem livable when you look around

- they have terrible gardens with hardly any soil

- frankly, they're really ugly - simple cubes, no shape or space or nooks and crannies

- they're in terrible areas and have no walkable shops or pubs

I don't think I'd ever consider buying a house built after 1950. I worry we're building disposable, treeless, joyless, community-less slums.


Funny, in the US, I live in a 1906 craftsman house (it was a mistake to buy, and my wife is afraid of change plus it's a non-trivial monetary loss to switch) and everything I dont like about it is the opposite of what you describe.

The quality of new houses is obviously much better, as I now realize having lived in both (sure, it looks good on the surface until you actually live in it and try to make modifications or run into issues). Plaster, old wiring, wooden windows, hardwood etc. really suck compared to drywall, plastic, laminate, etc. The only old houses I saw with good quality are the ones that were gutted out and redone with new stuff. Thank god this one was almost entirely rewired, if the entire house was as bad as a few places with old wiring, I would have definitely moved out.

The garden is a huge hassle. I waste 30-60 minutes a week on it and it still mostly looks like crap, I am not going to spend any more time and not going to pay anyone on principle to make it look better - it's like spending money to buy a Porsche to park it in your driveway for display, pointless. Next time I'd opt for less garden.

It has slanted roof (in place with minimal snowfall) - colossal waste, I cannot finish the attic because it would only be livable for gnomes, I've seen finished attics like that; I cannot go on the roof to enjoy the views - I wish it was shaped like a cube! Slanted roofs are 100% pointless unless you have massive snowfall. The only reason to not want a house shaped like a cube is sentimental attachment.

All the nooks and crannies waste a ton of space (speaking of small), it's ~15% bigger on paper than our last apartment but lives much smaller.

It's in a great area, but because of all the sprawling gardens it's quite a walk to a pub or a shop - compared to your average dense townhouse development.


Yes I know it's different in the US. In the UK an old house is preferred and a new house is seen as a low-cost alternative if you can't afford an old house.

But I don't agree about the garden or shape - I think green space and architecture has a scientifically documented positive impact on well-being - I don't think comparing them to a luxury for show is really sensible.

I think around the 30s is probably perfect - houses still made of solid brick and stone, with thick internal walls to create sound privacy, and high-quality solid materials that will last centuries. But still made with basically modern technology and not containing any surprises.


In some areas that is not allowed due to zoning laws. Boulder CO for example limits household sizes to 3 or 4 unrelated people depending on location. Family homes are often over $3000/mo making affordable housing difficult to find.

ADUs and Rooms in owner occupied homes can be much more affordable, but people offering a portion of their primary residence to renters are subject to the same restrictions as houses that are part of a landlord's asset portfolio. Move the needle on existing regulations and landlords acquire even more housing stock and raise rents across the board.

Equity based cooperatives and land trusts should be getting more attention in Boulder, since both have solid track records of providing permanently affordable housing elsewhere. Instead, local activists are following the national trend of pushing measures designed to facilitate the large scale transfer of private property into corporate rental portfolios.


They do, but then the neighbors complain about the noise and all of the kids on their lawns and pass town ordinances outlawing it.

In my experience the neighbors complaining about college students partying moved far away from campus about 4 or 5 decades ago.

That's typically what is done. At my uni, most of the housing stock was 1920s sears catalog foursquare houses. some were duplexes right off the bat with 7 bedrooms each half, but most single family homes had at least 4 bedrooms. Some of the houses themselves were crudely subdivided into apartments, where you might get a floor with a retrofitted kitchen and a couple bedrooms, as well as an attic apartment. At my uni, rent hovers around $500/mo for your own bedroom in an apartment or house. In high cost of living cities, students share bedrooms to get rent down, and even in LA students who are sharing bedrooms might be paying around that $500/mo price too.

I'm not sure what alternative you're proposing given that she did in fact live in a college town? Some kind of "no students allowed" subdivision? Keep in mind the FHA requirements.

Keep in mind also that excluding young people is the only permitted discrimination under the FHAA (because of HOPA).

Where "young" is defined as anyone under 55, sure.

Creating a retirement community just falls into the umbrella of creating a dedicated subdivision for people like her though. There's probably not much demand for that in college towns?


Having the neighborhood slowly change is going to be a thing that happens no matter what laws you pick. Twenty years is a long time.

The legislation followed popular opinion. The housing was built to satisfy market demand. If no one bought single family homes, fewer would be built. Every person was a kid, and raising kids is by far more comfortable in single family homes.

Most people don't vote in local elections. ~99.9% of the US (by land area) bans multi-family housing, and those laws mostly come from city councils and neighborhood committees dominated by wealthy, retired homeowners.

Interesting. In Germany you see kind of the opposite: The (often wealthy and well-connected) people in local politics vote for whatever drives the prices for real estate upwards. Guess who owns the real estate that is not (yet) allowed for building?

That's how it is in the USA too. San Fran is the most salient and popular example of this.

It's not limited to just wealthy here either. Almost every considers how something will "affect their property values." Oh, and it's not even like people use studies to determine how property values are effected. They literally just make shit up in their head, and if they think it will drive down property values, it's a veto.

It's why things in the USA are the way they are. Anything not SFHs with big yards and 3 car garages are "bad for property values."


They vote for higher real-estate prices but that doesn't in general require multifamily housing, scarcity works just as well.

Well, say you have 1000m^2 to sell. In Germany, in a relatively dense area, you can build two one-family homes on that real estate. Considering the financing requirements and the relatively small size of the plots you can sell the real estate for maybe 600k in total, assuming that a family can pay 600k for a house and real estate and 50% goes into the latter. (This is a rough estimate for generic metropolitan areas, might be much lower in areas where there is place to build, might also be much higher in some areas.)

If you do a multi-family home, you can easily build up to 8 town houses or largish apartments on that same area. Say you sell each of these for 500k, leaving the family a good argument to move into this more dense configuration. Even if the construction costs stay the same (they won't), that would leave you with 1.6M for the whole real estate.


Bingo. Decisions are made by those that show up.

I'd encourage anyone who cares about these issues to vote, to contact local politicians, to attend local debates or city council meetings.


This take is completely ignorant of the history around this. It is illegal to build anything other than single-family homes in many places in US cities. This is due to an (often-racist) history of homeowners creating laws to keep lower-income people out of their neighborhoods. This continues to this day, where many NIMBY homeowners will fight tooth and nail to prevent any kind of dense development being built in their neighborhood.

Yes, and the rhetoric about “preserving the character of the neighborhood” is indistinguishable from that used when this redlining was instituted. Bizarre and sad to see misguided progressives (including renters) with no understanding of economics parrot the same lines and thinking that stopping new construction will keep prices down.

Why is it more 'comfortable'?

From my perspective as a free range kid in the 2000s, by far the most dangerous was crossing the 40 mph streets into other neighbourhood and getting a threat to call the police just because I briefly cycled in the neighbor's backyard.

In that era, I would want less dangerous streets to cross and actual interconnected bike trails.


welcome to my town where you are legally only allowed to buy black beans. People keep buying them so there must be market demand. the legislation must have followed popular opinion. If people don't like black beans then why are they buying them?

Like food, you need housing to survive. housing will be built and purchased because it's necessary, even if legislation mandates a type of housing that isn't well suited to the population.

> The legislation followed popular opinion.

Agreed. The legislation followed the popular opinion that black people were inferior and dangerous and needed to be priced out of white neighborhoods through draconian zoning laws.


I grew up in the suburbs because my parents got priced out of the Bay Area. It was good as a little kid because I could play in the woods. It sucked as a teenager because there was absolutely nothing to do outside of stupid high school drama. I knew a lot of kids who got into opiates, mostly out of boredom.

Hmm, interesting. I have this view that two things are prime determiners of a good life as a kid:

* Things to explore and do by yourself

* Lots of other kids to do these things with

But I don't know. I'm not a parent. I wonder if there are studies that show what happens. For what it's worth, this could just be personal bias. I grew up separately in the country when I was very young and then in a Barcelona-style superblock when I was a teenager, and enjoyed both experiences.


Your first two sentences directly contradict each other. There is in fact a lot of market demand for non-fully-detached-single-family-housing that the market is not allowed to satisfy solely because of the zoning legislation. If you actually let the market decide then you will see more density (and cheaper housing options on the lower end).

If you're interested in learning why this is wrong, the book The Color of Law is an excellent history of the segregationist laws that made things as they are.

https://wwnorton.com/books/The-Color-of-Law/


What's the connection between redlining (discriminatory housing policies) and demand for single family homes?

I'm not the OP, but...

This connection (between redlining and modern Single-family-house-only zoning districts) is the topic of the recommended book. It's difficult to give a high-quality summary of the book.

An NPR story with the author of the book might be a better introduction than anything I could write:

https://www.npr.org/2017/05/17/528822128/the-color-of-law-de...


A lot of what makes single family homes desirable, and thus increase demand for them, have discriminatory roots.

For example, absurdly high minimum lot sizes and low coverage ordinances were designed to keep cheaper and denser units from being built as a roundabout way to keep POC from desirable neighborhoods. These ordinances remain on the books today, and much of the Bay Area and its insane housing policies is connected to this.


> Every person was a kid, and raising kids is by far more comfortable in single family homes.

It is complicated, because distance to school, childcare and to work makes massive difference in child raising too. The distance to friends makes difference between "parent needs to drive the kid for each playdate" vs "the kid walks to play with the friend".

This all may mean that kids in flat are easier practically while kids in single family home mean the parent spends all the time driving them around.


San Jose is the third most populous city in CA. 94% of the land in San Jose is restricted to single family homes. Is this because of popular opinion, or because people have no other choice?

My concern is whether owning a multi-family home would really give me the autonomy that leads me to want to own a home in the first place. It seems to me that non-single family homes are more similar to rental apartments than they are to true ownership.

For example:

- You probably can't put in a workshop because the noise would bother the neighbors.

- You often don't have any sort of yard or outside space so you can't pursue hobbies that can't reasonably be practiced indoors.

- You can't modify the outside of the house so you are limited in your ability to customize your home.

I guess my concern is that this would lead to a world where only the rich can have homes that give true ownership and everyone else is stuck in multi-family homes. At least in the current system the middle class and the richer end of the working class can often afford single family homes.


The parent comment was edited considerably and is a much better jumping off point for discussion than I felt it was when I wrote what is below. Leaving it for posterity.

> The view that a human can only have autonomy and dignity through either a workshop or outdoor hobbies is absolutely wild. You should try to understand other people perspectives, interests, and value functions before you proclaim stuff like this.


I don't think they meant to imply "only", just inserting a particular personal want. Insert your own favorite noise-making activity, like how I wish my living situation let me have a drum set.

The comment was edited considerably after I posted.

I don't think they meant to imply that these things are requirements for everyone. More like highlighting and discussing the reasons a person might feel pushed to prefer a particular type of home.

I wanted a large house because I don’t enjoy outside activities. It’s especially come in handy post COVID. I have one bedroom that I converted into an office, another that is a gym with cardio equipment and my wife converted our (unused) formal dining room into an exercise studio where she both teaches and takes online fitness classes.

We live in a relatively low cost of living suburbs of a major metropolitan city - $2200 month mortgage for a 3000 square foot home.

After we got married, I moved from my house that was about the same size in a good neighborhood but horrible school system and moved to an apartment for my (step)children. Between rent going up constantly (went from $1200 to $1700 in 4 years, it’s now $2100 4 years after we moved), noisy neighbors, horrible WiFi and being forced to pay for Comcast, I would never want to live in any type of shared housing.


I live in a condo for $1775 in an area where a mortgage would be $3500 a month + $150,000 down. I have a spare bedroom as an office and I get gigabit internet. I'm walking distance to shops, restaurants and a grocery store which likely wouldn't be true of any SFH I could even remotely afford. I have zero repair costs and anything that breaks gets fixed by the homeowner or the HOA.

I'm sorry to hear that your experience has been bad but I'm very happy with my shared housing and there are a lot of people who feel the same way.


FHA is 3.5% down payment. I paid a grand total of $16500 down payment (5% down because of the builder).

It doesn’t matter how fast your Internet is when your WiFi is unusable because all of your neighbors have the same service. We had to run three 100 foot Ethernet cables from my office where the cable modem was to three bedrooms - along the floor. It’s not like we could wire the rooms with Ethernet. I made sure to wire every room in our house. We do have gig e now.


"True ownership" is not universally worshiped. Take, for example, Vienna, Austria. Fewer than 23% of this city lives in owner-occupied dwellings, yet they have a rewarding artistic, social, industrial, scientific society. Not everything hinges on the ability to park a boat in your yard.

I would guess that there are social accommodations and expectations for these kinds of things that might be missing in the US. Sort of like how in Europe, delivery is widely available for large goods, because many don't own cars. This does not exist in the US. I thinking making American society more accommodating will be helpful toward breaking the ideology of single-family homes.

What sort of large goods do you mean? I live in central Los Angeles, a city famously reliant on personal automobile ownership, and it has never been an issue having items like furniture delivered to my door.

I do understand your larger point about a city's infrastructure accommodating the culture of its inhabitants. Taking LA as an example again, because of the widespread reliance on car commuting in the city, it's harder here to close some streets down to personal vehicle traffic, as has been done in other cities recently.


If you go to IKEA in LA, do they deliver? What about Home Depot? In my experience, most of the time they don't, but I think in Europe it's different.

Almost certainly yes. You may well need to pay for it but you can get most things delivered from, certainly, major chains.

https://www.ikea.com/us/en/customer-service/services/deliver...

https://www.homedepot.com/c/About_Your_Online_Order


I live in the Midwest, in a heavily car-dependent city, and even here Home Depot and Lowes deliver. There's a fee but unless you're doing it like every week it's gonna be cheaper than owning a truck (this tends to be true of a lot of, though not quite all of, the tasks my fellow suburbanites cite as the reasons they own a truck).

Most or all major furniture stores deliver here. I see delivery trucks from a very large one about 35 minutes away all the time, maybe as much as once a week. Not sure about IKEA, as they're super-weird about that kind of thing (see also: online ordering & shipping). They might, though.


Ikea and Home Depot both offer home delivery for large items, nationwide (in most cases). Pricing varies (Ikea does a flat rate $50 or $60 regardless of how much you order, IIRC; Home Depot shipping charges depend on exactly what you're ordering), but it's generally available.

In fact, I've never bought a large appliance and walked out from the store with it. Even if my local store does have the item in stock (sometimes they do; sometimes they don't; the big box stores don't generally keep a large stock of major appliances in-store), it's way more convenient to get the store to do the delivery and install for me-- especially since that's frequently included in the cost for major appliances (or a relatively small extra charge).


What kind of large goods can you not get delivered in the US? Every store selling sofas or mattresses delivers, in my experience. TVs? Microwaves? Garden chairs? Maybe not everyone delivers but you can certainly buy those online.

This is why I said "not widely available", rather than "utterly impossible". If I buy something from Home Depot or IKEA in the US, and want it delivered, I generally have to arrange it myself, which generally involves finding someone on Craigslist or something. My understanding is that in Europe, it is available by default. Or in NYC, there were always people hanging around the parking lot to help with deliveries. This is not the case in most of the US.

What ikeas are you going to? Having lived in several Canadian and US cities, home depot and Ikea both have delivery available (for a reasonable fee). Home depot also has truck rental, which is convenient enough for driving things home yourself.

Most anything you buy at Home Depot can be delivered. If you don’t believe me, just check out homedepot.com and see that most items can be delivered. It just costs money.

I have had appliances (fridges, washing machines, dryers), lumber, etc delivered. I have had a patio window replaced.

It may not be the case with IKEA but that place is even more known for cheapness. I just haven’t tried it with IKEA.


Not having a workshop is a minor concern, I believe: plenty of people don't desire one.

I wouldn't buy an apartment in a multi-family home either though, simply because your money is tied for quite a while and it's essentially a lottery whether you have terrible neighbors or not. If they suck, you can't easily leave.

With a detached single-family home, you'll at least have a few meters and two walls between your neighbors and you, and if they can't sleep and walk about and start to sort their books, it won't keep you awake, researching the perfect crime on Google.


This subthread has focused on buying a unit in a multi-family building, but historically owner-occupied multi-families are very common. I'm in the process of buying one to occupy myself. Owners enjoy many of the benefits of ownership, the rental income is a path to wealth (and an opportunity to qualify for a mortgage you may not otherwise have been able to afford), and the city benefits from increased housing supply and landlords who are present and attentive.

That requires a bit more wealth to start with though, right? With 20-30% equity, the number of people who'd be able to afford a multi-family building (at least where I live) is tiny, and has a large overlap with those who can afford multiple multi-family buildings, I believe.

What's somewhat more common in Germany (at least in the rural areas) is having a single small apartment inside a single family home that was usually rented to workers.


Yes, that's true, although most lenders only require 15% down for owner-occupied two-families.

https://www.targetmarketingmag.com/article/market-focus-amat... - " A survey conducted by National Family Opinion on behalf of Wood magazine found that approximately 5.5 million Americans actively participate in woodworking as a hobby"

There are approx 128.6 million US households so at most 4.2% of US households have someone who considers themselves a woodworker. There are numerous shared wood shops out there, so an even smaller percentage will have home woodshops.

I think the "missing middle" seems like a great option for the 95+% of US households who don't need a wood shop.

edit: I just realized you said "workshop" and not "woodshop" but I don't think it makes a huge difference to my argument.


For what it's worth, I actually was thinking of woodworking! (Except for the "outside hobbies" thing in which case I was thinking of blacksmithing)

I don't know what you're picturing, but I'm in the process of buying a two-family home in Providence and it invalidates each of your objections:

- There is a detached garage and a basement, so you have workshop options similar to any homeowner's.

- There is a yard (and this is common in most U.S. cities where two-, three-, and four-flats are prevalent).

- Of course you can modify the outside of the house? I'm confused by this objection. You own the home. You can modify its appearance within the bounds of the law, just as you can with a SFH. (Edit: perhaps you're imagining owning a unit in the home and not the home itself? That makes more sense.)

Obviously, it's not exactly like living in a SFH; it's a multi-family building, after all. But I've lived in these kinds of two-flats both as a renter and a homeowner and it's much more like owning (even as a renter) than it is like living in an apartment "complex."


In your two-family home, who gets to decide what color the building is? It would be sort of interesting to have an ongoing war between both occupants, but probably not a good way of structuring things long term.

You get to paint your half. Unless their dwelling completely enclosed yours, I don't see the problem.

Now that you mention it, I actually have seen that arrangement before. It can look really cool if both people have complementary taste.

Sometimes you have a homeowners agreement limiting what you can do about the appearance of the property.

I think we're getting some terms crossed. In my two-family home I will own the entire building. I will live in one unit and will rent the other unit to another family. So I (read: my wife) decide what color the building is. (This kind of owner-occupied arrangement is historically very common in my neck of the woods.)

So that's not an arrangement where both occupants get to control the building then. It's a situation where you get to control it, and if your tenant doesn't like it they can pound sand. It obviously does not address the scenario your parent is describing.

I would argue that (in the U.S. at least) there is an obvious and well-understood distinction between, "owning a multi-family home" (as the OP phrased it) and, "owning a unit in a multi-family home." The former is widely understood to mean ownership of the entire building (in every city I've lived in where two-, three-, and four-flats are common).

These kinds of buildings are not priced much higher (if at all) than single-family homes and owner-occupied arrangements (meaning the owner of the entire building occupies one unit in the building) are extremely common.


Does it matter that much? On my list of priorities in choosing a dwelling, if I'm allowed to change the exterior color is far, far down the list. I do in fact own a fully-detached house and I never bothered to change the exterior color, and nothing in my life would be any different if there were, say, an HOA in place that prohibited me from changing the exterior color.

Painting the house is a stand-in for having control over the building. You might not want to, but you might want to run ethernet or plant different plants or install a better dishwasher or any number of other options, which may or may not be possible depending on arrangement.

How would any of those other examples be prohibited in a dwelling that you own?

Look, I get it, you prefer a detached dwelling. But all the arguments you're making aren't compelling at all. It really sounds like it comes down to a preference thing for you.


Some duplex/townhome setups don't really let you do those things if they have something like a home owners agreement in place, which is sort of rare for detatched dwellings aside from some developments.

To your last point, keep in mind that there is upward pressure on the price of single-family homes from people who want to live in a certain area but don't care about having a yard or a workshop or whatever. when you build a 4-plex on a SFH plot you've gotten rid of 1 SFH but reduced the pressure on the remaining stock by up to 3 buyers.

I had these same concerns, so I bought a SFH. Going from always having rented, I wanted to try out full ownership.

I'm happy with it, but I've realized that all of those things come with downsides as well. Maintaining a yard is rewarding (assuming you like caring for plants and stuff), but also a hassle and a fair amount of work. Similar with all the other items. Of course you can pay people to do more of it, but it's not like that has zero cost, either.

As far as the workshop, I have a friend who does a ton of woodworking out of the garage of his townhouse. It does feel a little bit like luck of the draw with HOA, though.

Generally, I think we talk a lot about the benefits of SFH, but not enough about their downsides, or about the upsides of shared housing. When I lived in an apartment before, tons of things were taken care of for me that I now have to worry about. For now, that is a burden I am interested in taking on, but I think as a society we should stop acting like that should be the default, and all other options are inferior compromises.


We're not talking about defaults. We're talking about laws that prohibit people from choosing to live in a duplex. There are vanishingly few places in the USA where the law forbids you from building a detached single-family home if that's your preference.

Are we allowed to talk about both? The idea that SFH is the preferred default is one of the drivers of those laws. It is part of the ideology of SFH, and deconstructing it will help deconstruct the implementation of that ideology in things like laws.

The idea that people prefer detached SFHs is just a talking point used to obscure an agenda. The current agenda is that incumbent landowners profit from scarcity. The old agenda is that SFH zoning excluded minorities. Either one isn't great. There is no evidence of a revealed or stated preference for SFHs among American homebuyers when presented with multiple choices. If people really preferred detached SFHs this strongly, we wouldn't need to enshrine the preference in the law.

The comment elsewhere in this discussion by "enragedcacti" is spot-on: if the law requires everyone to eat black beans, it will seem like everyone strongly prefers black beans.


> There is no evidence of a revealed or stated preference for SFHs among American homebuyers

Are you really arguing that if you asked people many wouldn't state that they would prefer to live in a detached home?


Many would, but not the 99.5% that our current zoning laws suggest.

The issue is not what people prefer to live in. The issue is what owners of SFHs prefer to have next to them.

That's fair. I was just thrown by the comment suggesting that people didn't actually want them!

The question isn't "Would people prefer to live in an SFH?", but "Would people prefer to live in an SFH if it were legal to build other housing types, changing the respective cost?" I would obviously prefer to live in a waterfront mansion within walking distance of urban amenities, but that would cost 20-50x what my house cost.

Some people would like the option to save money and buy less housing in an area - see micro apartments. Some people would be willing to spend as much as they can to live in a desirable area, but cannot afford a SFH there so they buy a SFH in a different area. Both of those options are limited by the near omnipresent restrictions on housing types outside of central cities.


> There is no evidence of a revealed or stated preference for SFHs among American homebuyers when presented with multiple choices

In fact, there is strong evidence that at least 2 people in the US prefer SFH when presented with multiple choices: myself, and the person I was replying to. I suspect we are not alone, which you acknowledge elsewhere.

If you want to shift society away from SFH, it might be helpful to engage with some of the reasons people prefer them, and reasons they are wrong. From what I've seen, part of what keeps exclusionary zoning laws in place is that some people think living in multi-family dwellings is inferior to living in SFH[1], and in my comment I was trying to point out the incorrectness of that thinking. I'm confused why you think I shouldn't do so, since it supports your cause. This is just an internet forum where people are talking, so it's not like that precludes other discussion.

By the way, I already upvoted the bean comment, it's a great comment. I think it's okay to talk both about laws and preferences, and their intersection.

[1]: People have made this argument in this very thread, in fact.


Why do you care if other people live in multi unit housing? It's not about making SFH illegal, but making multi-unit way more legal.

But people you argue with are not trying to make single family home illegal. They want to change the regulations so that multi family home are allowed to be build.

The argument is not that no one ever wants to live inside single family home. It is that many people are fine with different housing and dont have such option.


The price difference in my area between a townhome and an equivalent sized sfh is a good 20%.

Land had value. You can tear down. SFH and build anything allowed by city code. Want a bigger garage? No problem. New fruit tree out back? Can do.

That flexibility is priced in.


A townhome is by definition a SFH. It just shares a wall with another one. Many townhome dwellers own their home and the land under it and can put in whatever fruit tree they fancy.

Townhomes are interesting because that isn't always true.

I live in a very large townhome complex much of which is built on top of an underground parking garage. There dozens of townhomes here, intermixed with condos as well.

There isn't any land for me to put a tree on, there is a commonly owned green area (a very nice one!) but people can't plant whatever they want there since it is under common ownership.

I'd say most of the townhome communities around where I am at are arranged like this.

I'm familiar with row houses from traveling to other cities, but I haven't (rarely?) seen anything like that here in the Seattle area.

The latest trend is SFHs built on 3000 sqft lots.

Honestly at that point, a townhome complex with a common yard seems very preferable.


If people prefer them, they will continue to be built even after laws requiring them to be built, or forbidding anything else to be built, are changed.

I think you might be surprised.


You seem to think I am in favor of those laws. I'd encourage you to re-read my comments, where I am arguing the opposite.

What do you think happens in an apartment? Your rent pays for a gardener, maintenance, and repairs. You still bear all the costs of ownership as a renter. Maintaining your own yard is a small price to pay for having autonomy. My lease says it's $300 out of the security deposit if I merely paint the walls.

Townhomes, duplexes, triplexes, etc are substitutes for single family homes (not for everybody, but for some people... like me). You'd expect that allowing them to be built would make single family homes more accessible not less as the people who currently are forced to buy SFHs but would be happy in a townhome would stop competing for them.

More supply of a substitute (in this case, townhomes) should result in lowered demand/price of SFHs.


When you say 'multi-family home' do you mean a single house with lots of families sharing a kitchen and things?

Or do you mean like a terrace home? Like a town-house? Those are super common in many places and it doesn't cause any of the problems you're imagining in my experience.

My house shares one wall with another family. Not sure how you'd tell or what impact you think it'd have. I still have power tools in my garage.


Issues depend on the quality of your construction. I've shared some pretty thin walls in my time.

As someone who owns a townhome, I feel that this is a misinformed, but common, view of the situation.

> You probably can't put in a workshop because the noise would bother the neighbors.

We hear far more noise from the neighborhood in general than the neighbors we share a wall with. Granted they might just be particularly quiet people, but there is some significant sound-deadening in that wall.

I think this is partly because of fire code that says the wall needs to withstand a 30 minute fire before crossing over into the neighboring unit.

> You often don't have any sort of yard or outside space so you can't pursue hobbies that can't reasonably be practiced indoors.

This is perhaps unique to our situation, but the area has never been fully built-out, so we have a 5 acre plot of land that the kids can play on as they please.

Since most of our neighbors never come outside, we actually have an enormous yard that we get basically to ourselves.

> You can't modify the outside of the house so you are limited in your ability to customize your home

This is true to an extent, but there isn't really all that much worth customizing on the outside of a house.

I guess you could pick different colored siding, but that seems like an expense I wouldn't be motivated enough to take on.

> I guess my concern is that this would lead to a world where only the rich can have homes that give true ownership and everyone else is stuck in multi-family homes.

Honestly this stigma is something I am benefiting from a ton.

I have 1200 feet of living space, plus an attached 2 car garage, plus a 5 acre yard. I paid $106k for all that. I pay $100 / month to the HOA and get lawn / snow taken care of. It's honestly great.

To get an equivalent standalone house in the area I'd be looking at 2-3x the cost.


> We hear far more noise from the neighborhood in general than the neighbors we share a wall with.

Ditto. I never hear a peep from the adjoining townhouses and one of them has a grand piano.


What area?

Iowa

Shhh - don't tell everyone about Iowa.

>We hear far more noise from the neighborhood in general than the neighbors we share a wall with. Granted they might just be particularly quiet people, but there is some significant sound-deadening in that wall.

I also share that experience. Unless you are using loud tools or do anything that vibrates heavily while touching walls (sound can travel very far this way) I never hear anything and I'm in a 5 story apartment complex. It's all about having nice and thick sound isolating walls. The worst noise sources all come from the outside.


> my concern is that this would lead to a world where only the rich can have homes that give true ownership and everyone else is stuck in multi-family homes.

I love to live in a city. I love to have access to museums, gardens, universities and good public transportation.

My fear is that people may end up killing the city in favor of single-family homes and making owning a car mandatory. That cities that I love like New York, London, Tokyo or Shanghai may disappear and become an endless shapeless blob of single-family homes without identity were people looks suspiciously to anyone that "do not belong to the neighborhood". It would be a loss to humanity to get rid of the creativity, the openness, the heterogeneity of the city. People has gathered in cities as long as civilization has existed. Cities are civilization.

I have lived in London, Barcelona and Stockholm. Great cities on their own, with good public transportation, services, restaurants, that feel safe, alive, and a bridge between past and future. But, your experience may vary depending on the quality of the cities you have lived in.


> My fear is that people may end up killing the city in favor of single-family homes and making owning a car mandatory. That cities that I love like New York, London, Tokyo or Shanghai may disappear and become an endless shapeless blob of single-family homes without identity were people looks suspiciously to anyone that "do not belong to the neighborhood". It would be a loss to humanity to get rid of the creativity, the openness, the heterogeneity of the city. People has gathered in cities as long as civilization has existed. Cities are civilization.

In what universe is anyone proposing tearing down the buildings in NY, London, Tokyo, or Shanghai and replacing them with SFH? I've seen some articles about new mega-rich construction in London with homes going deep underground, but largely replacing existing townhomes and the like, not lowering density. There are just very few people who would spend enough money to buy up a bunch of units and turn them into a handful of houses...

The only push for active change is the opposite direction: people who want to change the cities with abundant single family homes.


In the US there are massive subsidies for suburbs with single family homes, to the point where cities are stymied as people in the cities are the ones that end up paying for a massive chunk of this subsidy.

As a result there is less of a drive for people who are in between, or even want to live in the city a bit, to live there and make it a more lively area since it ends up being artificially more expensive.

On top of this, a lot of zoning makes interesting, dense cities straight up illegal or incredibly expensive to build, again, in preference of low density single family homes.

This is what people are concerned with and want to change.


There's a lot of back-and-forth subsidies that often aren't considered. In Philadelphia, for example, the city public transportation network (SEPTA) also serves the suburbs. In fact, the bulk of its revenue comes from train service to those surrounding suburbs. The local subway/buses in the city will be hard pressed to operate at the loss they are now if ridership on the suburban trains stays low.

The city also has the highest wage tax in the nation >4%, more than half of which is still due if you commute in. Unsurprisingly, these suburban commuters represent a huge line item in the city's revenue - that is gone if everyone is WFH. City schools also receive the bulk of their funding from the state, unlike suburban schools which are paid mostly out of local taxes.

In the Philly area at least, the city would never survive without its rich suburbs.


People replace flats with giant houses in San Francisco frequently. Here's an example of a 2200-sq.ft. duplex that became a 4200-sq.ft. SFH selling for over $5 million. https://www.redfin.com/CA/San-Francisco/891-Noe-St-94114/hom...

2200 sq ft duplex is a farcry from an 8 story building in nyc. if anything, apartments will get taller and taller, and up in the clouds at the pinnacle will reside a single family home with a manicured lawn. a suburb in the stratosphere. the jetsons may not be too far off.

Does Epstein's mansion in Manhattan count? It started out as an orphanage, then it was a hospital, and now it's the most expensive single-family dwelling in America.

Regardless of whether the density is being replaced, when 100% of new construction is SFH, to a renter it's like existing townhomes are disappearing; as their proportions diminish, prices rise and thus finding this kind of place near your place of work becomes more difficult.

>In what universe is anyone proposing tearing down the buildings in NY, London, Tokyo, or Shanghai and replacing them with SFH?

Maybe not "torn down", there was definitely a period of time in the US where urban areas were being abandoned for the suburbs.

https://en.wikipedia.org/wiki/White_flight#United_States


> In what universe is anyone proposing tearing down the buildings in NY, London, Tokyo, or Shanghai and replacing them with SFH?

COVID-19 will kill megacities. Whether they'll all be torn down and replaced with single-family dwellings or just left to rot into slums is indeterminate, but they're going to go away one way or the other.

Cities over a certain size are only viable if they have an effective public transport network, and public transit isn't compatible with endemic COVID-19. Get one superspreader on one train car and you now have 250 infected people and multiple deaths. Even the vaccines that are currently under development would only reduce the carnage to 125, rather than 250, people. No one is going to accept this risk if they have a choice, which is why public transit ridership has cratered everywhere.

Remove public transit from the picture and you have a car dependent city. By definition car dependent cities must have a low density to keep traffic congestion barely manageable. Highrise multifamily is no longer possible, nor are high rise offices. SFH with suburban office parks are the only style of building that makes sense when everyone must drive.

Further, everyone who can is shifting to WFH, which will erode the importance of cities as a concept. Get good Internet into the rural areas and most white collar workers will live there just to reduce the risk of dying from COVID.

When, in a few decades, we eventually get COVID-19 vaccines and treatments good enough to go back to the way things were, the changes to how we live will be socially baked-in and it will be too late to walk them back.

Cities are over.


I live in downtown Minneapolis and it's the first time I no longer really need a car since my childhood in Germany. And I love it.

I think this is a particularly (North) American take on townhouses. In the UK, the majority of houses are terraced. Your ownership rights are exactly the same as with a detached house. Most have their own garden; you can build a shed or a shop in the back if you have room. You extend and modify as you like (within reason and planning consents). There is no HOA; you are entirely responsible for the bit of roof over your house and your yard/garden. The only shared responsibility is the shared wall, but that is made of brick and likely won't have any problems longer than you are alive.

This is the case in Canada as well. I rent a basement suite in Vancouver, and as far as I know, the owners can do whatever they want. Noise issues are noise issues, but we haven't had them so far.

How much does that cost you these days?

My partner is from Victoria and we’ve eyed places out there on a whim but even up island doesn’t seem to be big savings. Maybe a bit more bang for the buck than out here in Ontario.


Being from Winnipeg, I get a tremendous amount more value here in Vancouver for the money I pay. My gf and I pay about $1450 + insurance with utilities (water, electricity) included, and in-suite washer dryer + dishwasher + separate entrance in a new house. I don't need to own a car, grocery and cafes are within a very small walking distance, and the mountains can be bused to. We both have access to jobs that make it more manageable. Likewise, a friend of mine who likes a more bougie setup is paying $2100 for a new 1 bdr in a tower in a good neighborhood, and has amenities like washer and dryer in-suite, balcony, and underground parking included, which seems much more typical here.

I took a look at Victoria rentals when I was interviewing for a job out there, but ended up realizing that there is less selection, less availability, and less public infrastructure that would otherwise make it a worthwhile move. I love the island generally speaking, if I have access to a car, and am hoping to do some backcountry camping out there soon, but it doesn't suit me as more of an urbanite at this time. In my current neighborhood, I can get downtown without a car in about 25 minutes, and my neighborhood is very laid back with tons of greenery and small shops.

What I've heard about the suburbs of Toronto, are that it's a long-ass commute into the city proper, comparatively expensive, and with less access to nature, but perhaps easier access to Montreal, Ottawa, and Buffalo, but I haven't talked to anyone about the specifics of price/amenities. What has your experience been?


You pretty much nailed it, Toronto-wise.

I’ve always loved just outside of downtown—“Toronto proper”.

I’m not sure if the burbs have any easier route to those other locales as you still have to take the same highway routes out.

I’ve worked with people who’ve commuted and none of them like the ride. It’s also often at least an hour from the suburbs into central TO if you’re taking transit. They are very spread out and mostly flat save for a few nicer regions. Parking lots, strip malls, and housing developments. Probably a lot more to unpack there. But I’ve never lived out there—just generally glad I didn’t whenever I’d visited either from the city or from my old hometown.

I’m from a very small town and I’m used to the quiet life but I personally couldn’t move to the burbs here. We’re still trying to figure out a balance—where we can find or keep work but get out of the city. But until we can afford or find something ideal or near-ideal the trade offs aren’t worth it. Kind of like yourself. With house prices racing upwards though it feels a bit like a race against time before we’re shut out forever.


Attached single family homes sound very similar to this. These are common in central FL. Often the only common property is the party, or sometimes a shared driveway.

If some people are willing to live in those kinds of houses, it will decrease the cost of living in the kinds of houses you personally want to live in. This is an allocation problem, not a production problem. If you want or need those things, then building alternatives for people who don't will free up space for people who do want those things. This isn't a zero-sum game.

where only the rich can have homes that give true ownership and everyone else is stuck in multi-family homes

This is the world right now, except that many are "stuck" not in multi-family, but instead are precariously housed, or not housed at all: https://www.evictedbook.com/

The big missing factor in your analysis is cost. Someone who might be able to afford a $200K home might not be able to at $400K. The goal is to give people a diversity of options. https://jamesjgleeson.wordpress.com/2018/02/19/how-tokyo-bui...


In some regions of the world, multi-family homes are actually preferred compared with single family homes. In Korea, modern apartment highrises offer many benefits that make them a more popular choice, including: better energy efficiency, wired for high speed internet, spacious outdoor recreational areas (playgrounds and parks, often gyms (indoor and outdoor)), attached small businesses (e.g. 7-11 and restaurants on the 1st floor), security guard in the complex (and sometimes in the building), a view if on a high floor, high tech amenities such as keyless entry / video intercom / subfloor heating systems, and more modern design & aestetics. I see a similar trend starting in China as well. Single family homes are either the homes of the ultra-rich or the poor, or traditional country-side homes.

We have those in the US too. They're just way more expensive than a suburban house.

Strongtowns has this blindness about how most Americans live. Look at this quote:

>you’d see higher-end restaurants, organic groceries, day care facilities, hardware stores, boutiques or bakeries or doctor's offices, depending on the mix of residents nearby.

Yeah obviously if you're well off it's awesome to live in walking distance to these things. But most people aren't. And the suburban home where you drive to a grocery store is a way cheaper life than living in Madison


Most cheap apartments in Sweden are within walking distance to those things. If you build more such neighborhoods they get cheaper, it isn't rocket science.

That's not true at all. As an example, a 4 bedroom 2,000 sq ft house in the suburbs can be had for around 150k. What sort of apartment can you buy in Sweden for that much?

thats really due to an oversupply in that particular suburb that you cite. In shaker heights, Ohio, you can get an 8 bedroom mansion for like 700k, or 2 bedrooms in LA in a single family home neighborhood.

Apartments costs as much per square feet as detached houses in the same neighborhoods. People overwhelmingly prefer to live closer to stuff and smaller if we look at what they actually pay for, so in Sweden we build a lot of neighborhoods with enough density that you can have all services within walking distance. Therefore such neighborhoods in Sweden are very cheap compared to USA.

And it isn't a lack of space to build, Sweden is less population dense than USA. Lots of people still live away from things in detached houses, those doesn't disappear just because we give others the option to not live like that. And you know, thanks to most people living in denser areas most things aren't that far away from the detached homes either, they benefit from density too.


Are there those types of apartments in the US? The apartment complexes in NYC and California that I recall are not like that.

Also, I don't think the parent post by harimau777 was comparing specifically with suburban single family houses. A like-with-like comparison in the same or similar neighborhoods seems more appropriate. I was more addressing his statement that "only the rich can have homes that give true ownership and everyone else is stuck in multi-family homes", pointing out that for many, multi-family homes are preferable to single family houses.

Finally, to your point of living within walking distance to various shops and services. Sure, high end shopss will congregate near high-income neighborhoods, but high density neighborhoods will attract businesses even if the residents are not wealthy, due to the density driving sufficient volumes to the businesses. Thus it's likely more a matter of whether zoning allows mixed use.


Most duplexes & triplexes allow #2 & 3. The owner occupies one unit and has full rights & responsibilities over the property: they can paint it, landscape it, put in solar panels, etc. Then they rent out the other unit(s) as a normal landlord/tenant relationship. It's extra income for them, and it's a normal apartment for the tenant (except often a bit nicer because many duplexes have yards and the owner has a stronger incentive to fix things quickly).

Townhomes/condos with an HOA are a different beast. That's a function of the ownership structure (SFH vs. condo vs. TIC vs. apartment) rather than the physical dwelling, though. At least in the Bay Area, it's not uncommon to find SFHs that have been converted into multi-family properties with the addition of an in-law unit or ADU. The vast majority of these use a traditional landlord/tenant relationship.


Others have said this in various forms here, but I don't think this is really a problem because the same logic that applies to multi-family homes applies to other aspects of your life, like a workshop or garden.

I have a garden at home, and I love it, but I miss my old apartment where I had to rent a community garden plot, and therefore got to know the community while I gardened. If I live in a co-op housing project and I'm a bit older and can't do repair work on my house, I have a neighbor who can do that for me. If I want a wood shop but wouldn't be able to afford a house big enough to build one even if I can afford to buy my own house, I can get together with a bunch of other people in my community and build that too, pooling resources and owning it jointly. If the internet options in my neighborhood are terrible (ie. I live in a place where my options are AT&T which goes out once a day and wants to charge me $100 before they'll even talk to me about it or Spectrum where I've gotten literally half of the advertised speed and just been told "sorry, our copper isn't very good in that area"), then the tech-knowledgeable neighbors can spin up a local wireless ISP and we can all share a bit of bandwidth depending on what we can chip in and have more reliable, faster, internet for everyone, etc. All of this makes me get to know the people in those communities, fostering neighborly cooperation and understanding. This is why any business I ever start will be a co-op, collective, or some similar model: everyone gets what they want cheaper than if they do it individually, and it builds community at the same time.

I sometimes think that the richer you are the harder it is to build real community because no one has to work together towards a common goal. Most (not all, of course) of the rich people I know if they host a party will have the single house that's hosting grill/buy beer and get catering and don't know their neighbors very well (or at all, in most cases). In a community I used to be a part of where most people weren't as privileged as me and didn't have great tech jobs, we'd all get together and throw a pot luck, each person contributing what they could and everyone knew each other because we'd had to work so much more closely to make the event happen.

TL;DR support your local co-ops and the co-op economy. Democratically run community owned businesses are hard, but well worth the effort.


> only the rich can have homes that give true ownership and everyone else is stuck in multi-family homes

That's what we have now. Either you pay for the full detached single-family experience or you are in a high-rise with no autonomy. You don't have the option of with slightly less autonomy than a detached house but more than a high-rise for a lower price that you can get with townhouses or duplexes.


Why does this strongtowns crap keep showing up on HN? All of their "evidence" is just anecdotal information, none of their claims are backed by any actual evidence, and their whole site is designed to get you to pay money to become a member and/or buy their books. It's not technical, and it's not even news.

What is it doing here?


> All of their "evidence" is just anecdotal information, none of their claims are backed by any actual evidence

It's a magazine, not a peer-reviewed journal.

Sometimes that's fine. Sometimes a casual conversation about issues without a reproducible study is ok.


What is it doing here? The same thing that everything else is doing here: someone submitted it. And enough people find it interesting that it makes the front page.

Some of us want to live, not just code. We care about how we live, not just what we write.

Mind you, I myself don't find these strongtowns articles particularly compelling. But enough people do for them to "keep showing up on HN". And I'm not going to say that those who find them interesting are wrong.


If you want nonsense, go to an actual news site. This site was created for a specific purpose.

From the guidelines:

> What to Submit

> On-Topic: Anything that good hackers would find interesting. That includes more than hacking and startups. If you had to reduce it to a sentence, the answer might be: anything that gratifies one's intellectual curiosity.

You may be a "good hacker", but you're not the only one. Enough people here find this stuff interesting that it's within the purpose of the site.


Strongtowns has been predicting the death of the 'burbs for as long as they've existed. That drumbeat continues even now, as people (rich, mostly) are flocking to the suburbs and the sun belt to escape overtaxed, overcrowded, and poorly run cities like NYC.

They are a bit like Zerohedge constantly talking about the economy imploding...soon.


Madison is a strange example to hold up considering that there's a drastic, almost Boulder-esque shortfall in housing supply, mostly driven by NIMBYism. It's still an awesome city - I'm in the process of moving there - but I know lots of people who've gotten priced out of the city itself, despite (or maybe because of) the coolness of its eclectic combination of architecture.

I have a double and what I love about my double is that after it's paid off, one side will pay off property taxes, insurance, etc. All of that meta financial cruft that comes with owning a house is ameliorated. Cruft that can often add up to close to the price of rent.

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