I was curious enough to look it up, apparently it's the fallacy of "I can't properly start until I have <tool X>". In that sense I think it's not at all a problem among professionals, but perhaps an easy stumbling block that discourages a lot of amateurs (the study I heard about was actual trades, where going from amateur to professional is less of a hurdle than among creative pursuits).
I might say, "A journeyman makes his tools do the job, a master invests in his tools".
I might say, "A journeyman makes his tools do the job, a master invests in his tools".
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