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> Humans in general cannot 'time the market'. To think that you can is a fool's errand.

OP wasn't trying to time the market. They had a liquidity issue and needed cash.

> Therefore, the fact your stocks are down isn't a good reason not to sell them.

Realizing a loss is the perfect reason not to sell. This is why smart people recommend having an emergency fund, so you don't have to take a hit and damage your long term goals when you find yourself in a short term pinch. Not selling is actually the most important part of owning stocks.



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