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Once there are separate owners (for whatever reason it happened), it's not that easy to arrange that - since the land owner usually does not want to sell.


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What if they do sell? Can land owners do whatever they like to the home owners? Like kick them out? Start drilling tunnels through the land, extract oil in the back yard?

Unscrupulous landlords will increase the rent.

Usually the home owner will have a lease that lasts for 99 years (or at least the person who first built the home had a lease for 99 years...).

Mortgage providers won't give you a mortgage term that ends after the lease does.


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