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You think all of the benefit money wasn't in equity markets before 401ks came about? You are taking one potential impact and over exaggerating in every case, but especially in your housing bubble theory.


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The baby boomers are a major demographic event, and those will always have economic impact.

I would love to see a mix of new versus old homes sold from 2001 - 2006. If more than 60% are old, then you might have a leg to stand on, but you are probably wrong.

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