We're also using Adyen. The support is pretty good, the API/website/documentation/customization options are all terrible. But it's one of the few PSPs that provides support for lots and lots of payment methods (like: VISA, Amex, MC, PayPal, but also a lot of local stuff like iDeal, Mr. Cash, etc.)
Supporting a local payment method (iDeal in our case) is a pretty big deal in our case, since it accounts for +50% of our total revenue. Don't underestimate this if you're planning to launch a European SaaS business!
It's surprising to see how little people mention Adyen in this thread. One of the big benefits of Adyen is that they also supports many more payment options besides credit cards. For example: Paypal, iDeal, Card Blue & SOFORT Überweisung. If you're serious about receiving payments from consumers in Europe, supporting these is pretty much a necessity.
I'm just starting to need a real solution for taking regular payments and Paypal didn't even cross my mind as a serious contender. The business model they've cultivated engenders similar levels of trust to car salesmen and the people who charge lost equipment fees at Comcast.
I'm looking at Paysimple for their integrated invoicing and transaction handling but I'd love to hear what other people use.
I'm going to be launching soon with PayPal's Digital Goods Express Checkout dealio. In theory, integration is simple, but I've found the documentation to be lengthy, incomplete, and just plain wrong in some cases. I've had speedy support responses, though. The Sandbox is handy, if clunky.
If Braintree had a micropayments option I would almost certainly have tried to go with them.
I've had to go with paypal for a recent project, I've not run in to any problems like this yet but their automated payments system and API are horrible to work with, especially with it being a nodejs project.
It just sucks that there's no real alternative in Australia yet, though pin.net.au is showing promise, hopefully they'll go live soon!
PayPal.me is really easy to integrate. By far the easiest of all, however, you get no callback. This is a showstopper for most and also recurring payments aren’t possible either. I used paypal.me for both my apps; gif.com.ai and 2fb.me just because it was the most direct way for a chance to be paid over the web.
I also use them. I set up an Apache reverse proxy to them from my domain so that their invoices appear to be mine completely. I paid for their freemium upgrades (one-time payment of about $150+). For me they hit the right pricepoint where I'd rather pay than invest my own time on a solution. I wish they supported Stripe or another credit card processor though (instead of PayPal only).
Thanks, PayPal has been fine so far, most people have a PayPal account these days.
I would like to move to an on-site, or at least branded, solution at some point though.
I've been talking to a start-up for payment processing without a merchant account, which looks promising, but testing/implementing it isn't very high on the to do list as I'm already processing payments ok...
I use the basic version of PayPal for subscriptions, but I've had issues with canceling customers' subscriptions without their explicit request, and the PayPal support is horrendous.
The fees are a little higher than some of the other services, but it integrates fine, so if you're okay with a clunky but easy to set up service, you might find it useful as well.
For my summer startup, I'm going with Google Checkout. My alternative was PayPal Payments Pro, but the documentation is horrible which makes integrating difficult.
I'm using Paypal Pro payments + Recurly. Between the ease of opening an account and ease of integration it made the slightly higher charges well worth it. Recurly doesn't have drop in django integration, but I'll eventually clean up and open source the subscription/registration app I'm using.
Have you looked into PayPal? Yeah, they have their fair share of horror stories, but they have a decent API, pretty good docs, and they're quite reliable, too, in terms of uptime. Their rates are competitive ($30/month, $0.25 / txn + 2.9% of the txn). I use them for my startups, never had problems.
I've recently switched BugMuncher from PayPal to Saasy (http://saasy.com/) so far it's been awesome. You don't need a merchant account, integration was far easier than PayPal, good tech support, and a bit cheaper on fees. Highly recommend them.
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