It's surprising to see how little people mention Adyen in this thread. One of the big benefits of Adyen is that they also supports many more payment options besides credit cards. For example: Paypal, iDeal, Card Blue & SOFORT Überweisung. If you're serious about receiving payments from consumers in Europe, supporting these is pretty much a necessity.
We're also using Adyen. The support is pretty good, the API/website/documentation/customization options are all terrible. But it's one of the few PSPs that provides support for lots and lots of payment methods (like: VISA, Amex, MC, PayPal, but also a lot of local stuff like iDeal, Mr. Cash, etc.)
Supporting a local payment method (iDeal in our case) is a pretty big deal in our case, since it accounts for +50% of our total revenue. Don't underestimate this if you're planning to launch a European SaaS business!
You can do all of that with Adyen, however if you run a shop which people only buy from once in a while, e.g. garden sheds, then you would not have value in the token, therefore this is not a common feature.
Adyen works with your shop no matter how PCI compliant and well-built, so you can have it in the checkout or the separate payment page. Interestingly you can also pay by paypal via Adyen.
I have found the online login bit for merchants to be as flaky and naff on Adyen as other payment gateways of yesteryear - forever timing you out and not letting you in, just really bad UX as banks seem to prefer.
I don't see these blockchain based payment systems as fundamentally solving anything in online payments needed for ecommerce, the Adyen tool kit is pretty large and bits such as the 'token' are not needed in real life, or some of the stranger mobile payment solutions that also promise to change the world as much as the crypto-coin 'promises'.
Yep, definitely looking to expand international support for contracts and especially payments. That's one of our largest themes in feature requests right now.
Thanks for mentioning 2checkout, hadn't heard of them before. We've been looking into https://www.adyen.com for international payments.
Are you asking for our current payment provider? (Adyen)
or are you asking for our website? That I'd rather not associate to "shady", and sadly we're blocked to operate in the USA [and most countries in the world] so that wouldn't help you anyway. Sorry.
I meant iDeal, which will allow you to reach most Dutch internet users, as opposed to PayPal or credit cards (relatively few Dutch people have credit cards).
But to be approved you need to talk with them. As long as what you're doing is a real company (and you have documentation to prove it), they'll approve you. But you do need to setup a proper business before being able to go live with payments.
Are there any plans to allow international customers (for me, UK and Netherlands) to accept credit card payments?
Integration with Moneybookers (or similar) would enable a huge range of payment options for European freelancers, and could really help you secure your spot in the market.
If there were payment options other than PayPal, I would be signing for a premium account instead of writing this comment ;-)
I'm in talks with one of the others on that list because I need Amex support.. but in the UK PayPal also do a tier called "Website Payments Pro". It's not the same as a vanilla PayPal account and includes a merchant account and API for doing card transactions. You have to go through screening to be accepted and I've found them to be very professional and helpful (as in, a far better service than the vanilla PayPal service). Only downside so far for me? No Amex.
If you're looking foward the lowest fees it's Adyen or crypto via Binance Pay.
In addition, I'm working on solution (https://rainex.io/) which can combine differen payment providers to recieve and collect peyments in one solution.
There are many payment options you can use, which are convenient for your customers to use, so I think it's appropriate for this post.
Unfortunately not everyone accepts IBAN, and I don't have a credit/debit card at the moment (they're not common here), so PayPal provides an okay solution for now. I pay my Linode VPS with it for example, because that's essentially the only option I have at the moment.
we use infin.de for mobile/phone payments but they also offer credit card and direct debit. The site looks dated but their service and experience is really good!
We use Paypal, Stripe, GoCardless (UK only I think), and Bitpay.
Although we are obviously aware of Paypal's mood swings, we haven't been the victim of any. So far all of the above have worked well for us. They've all been easy to integrate.
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